Access Up to $500K with No Monthly Payments
Join thousands of Canadian homeowners who have unlocked their home equity with SmartLend HomeSaver® Equity—no income requirements, no monthly payments, no stress.
What is HomeSaver® Equity?
Access up to $500K upfront with no monthly payments by sharing a portion of your home’s future appreciation value. Keep complete ownership of your home—no risk of losing it.
Why Choose HomeSaver® Equity?
No monthly payments—ever
No income requirements
No perfect credit needed
How It Works
Receive a lump sum today:
Use your funds for any purpose, from paying off debt to funding renovations or retirement plans.
No payments for up to 30 years:
Enjoy a 30-year term with no penalties. You can buy back your equity at any time while maintaining full control of your home.
Decide your exit strategy:
Pay back based on your home's value. If it appreciates, share the gains; if it depreciates, pay back less.
No Monthly Payments | No Income Requirements | No Credit Checks
SmartLend HomeSaver® Equity helps Canadians unlock their home equity safely and confidently.
You’ve worked hard to build your home equity. Now, make it work for you with a financial solution designed for your peace of mind.
Disclaimer: No payment mortgage applies to eligible reverse mortgage products. Consult a licensed mortgage broker for all mortgage inquiries.