Join thousands of Canadian homeowners who have unlocked their home equity with SmartLend HomeSaver® Equity—no income requirements, no monthly payments, no stress.
Access up to $500K upfront with no monthly payments by sharing a portion of your home’s future appreciation value. Keep complete ownership of your home—no risk of losing it.
No monthly payments—ever
No income requirements
No perfect credit needed
Use your funds for any purpose, from paying off debt to funding renovations or retirement plans.
Enjoy a 30-year term with no penalties. You can buy back your equity at any time while maintaining full control of your home.
Pay back based on your home's value. If it appreciates, share the gains; if it depreciates, pay back less.
No Monthly Payments | No Income Requirements | No Credit Checks
SmartLend HomeSaver® Equity helps Canadians unlock their home equity safely and confidently.
You’ve worked hard to build your home equity. Now, make it work for you with a financial solution designed for your peace of mind.
Disclaimer: No payment mortgage applies to eligible reverse mortgage products. Consult a licensed mortgage broker for all mortgage inquiries.